Holiday Hours
Observed Holiday 2023 2024 2025 Hours
New Year's Day January 2 January 1 January 1 Closed
Martin Luther King Jr. Day January 16 January 15 January 19 Closed
Presidents' Day February 20 February 19 February 17 Closed
Memorial Day May 29 May 27 May 26 Closed
Juneteenth* June 19 June 19 June 19 Closed
Independence Day July 4 July 4 July 4 Closed
Labor Day September 4 September 2 September 1 Closed
Columbus Day October 9 October 14 October 13 Closed
Veterans Day November 11 November 11 November 11 Closed
Thanksgiving Day November 23 November 28 November 27 Closed
Christmas Eve December 24 December 24 December 24 Close at noon
Christmas Day December 25 December 25 December 25 Closed
New Year's Eve December 31 January 1 January 1 Close at 4 p.m.

Guaranty Bank and the Federal Reserve will be closed on the dates above – no transactions, including ACH, will be processed or posted on the dates listed above.* Please plan effective dates accordingly.

Please note days Guaranty Bank will close at noon, only ACH transactions authorized prior to 11 a.m. will be processed on that day. Any transactions approved after this time will be processed on the following business day.

Remote deposited items will be accepted for same day posting until our normal cutoff time at 6 p.m. on Christmas Eve during a business week.

For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday. For holidays falling on Sunday, all Federal Reserve Banks and Branches will be closed the following Monday. Expanded schedule can be found at: Federal Reserve System Holidays