With a Guaranty Bank Visa® credit card you can make purchases virtually anytime, anywhere. No matter what your needs may be, we have a card to meet your budget and lifestyle.

Embark on a journey of financial flexibility and security with a Guaranty Bank Visa® credit card, your gateway to easily making purchases. Whether you're dining out, shopping online, or planning your next getaway, our range of Visa credit cards is designed to complement your budget and lifestyle seamlessly. With our commitment to providing top-rated options, you're not just getting a piece of plastic; you're unlocking a world of possibilities tailored to your financial needs and aspirations.

Choosing a Guaranty Bank credit means you have cutting-edge features that enhance your spending experience while safeguarding your transactions. Each of our credit cards comes embedded with EMV smart chip technology, ensuring your card security is second to none. Moreover, with no annual fees or penalty rates to worry about, and the opportunity to earn unlimited rewards and cash rewards, our credit cards stand out as the smart choice for discerning individuals looking for the best in financial products.

No matter which card you choose, you'll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • No annual fees or penalty rates1
  • Unlimited rewards and cash rewards
  • Plus much more
Card Type Intro APR Purchases and BT APR Range Annual Fee Rewards
Rewards Platinum 0% Intro APR for the first 12 billing cycles 14.24% - 24.24%* None 1 point/$1 spend
Cash Rewards Platinum 0% Intro APR for the first 12 billing cycles 17.24% - 27.24%* None 1%/$1 spend
Platinum Edition 0% Intro APR for the first 12 billing cycles 13.24% - 23.24%* None Low rate
Secured Platinum 23.74% Variable APR** 23.74% - 26.74% $29 Secured Card
Visa Signature 0% Intro APR for the first 12 billing cycles 17.24% - 23.24%* None 1.5 points/$1 spend***

(1) See application for full terms and conditions. Subject to credit review and approval. Cards issued by TCM Bank, pursuant to a license from Visa, U.S. A., Inc. or MasterCard International Incorporated.

*Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. 

**Your APR will vary with the market based on Prime Rate. We will add a margin to the Prime Rate to determine variable APRs. We use the highest Prime Rate listed in The Wall Street Journal on the last business day of the calendar month prior to your statement closing date ("Last Business Day") and apply it beginning with the first billing period following the Last Business Day. APRs shown here are based on a 8.00% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. The margin for the APR for Purchases and Balance Transfers is 15.74% and for Cash Advances is 18.74%.

*** Earn 30,000 points when you spend $2,500 in the first 3 months.


How do I apply for a Guaranty Bank Visa® credit card?

Applying for a Guaranty Bank Via credit card is simple. You can apply online through our website, visit any Guaranty Bank branch, or contact customer service for assistance.

What security features come with the Guaranty Bank Visa® credit cards?

All our Visa credit cards are equipped with EMV smart chip technology, enhancing security and reducing the risk of fraud. Additionally, our cards support mobile purchasing, allowing for secure transactions through your smartphone.

Are there annual fees associated with your Visa cards?

No, our top-rated Visa credit cards come with no annual fees. We believe in providing value to our customers without hidden charges, ensuring a transparent and trustworthy banking experience.