Our debit cards are safer than carrying cash, and more convenient and readily accepted than checks. Plus, you can use the very same card to make ATM withdrawals worldwide.


  • Instant Issue debit cards now available at select branches*
  • Funds deducted directly from checking account
  • No finance charges
  • More widely accepted than checks
  • Safer than carrying cash
  • Enhanced fraud protection service
  • Easily replaced if lost or stolen
  • Use it to withdraw cash at local area MoneyPass® or Guaranty Bank ATMs
  • More than 37,000 MoneyPass® ATMs nationwide with no foreign transaction fee
  • Make saving easy by rounding up your debit card activity and sending it to your regular savings account automatically with RoundUp.

Find a Free ATM Wherever You Go

Locate ATMs on your mobile device by visiting MoneyPass® online.

Upgrade to a Community Partnership Card and Help Benefit Local Organizations!

Show your local support with a specialty Guaranty Bank Visa® debit card. Now available for the Nixa and Ozark school districts and the Breast Cancer Foundation of the Ozarks. With every signature-based purchase, we'll make a donation to the organization associated with your specialty debit card. If you already have a traditional Guaranty Bank Visa debit card, you can switch to one of these specialty debit cards for only a $5 card replacement fee.

* Debit card printers are located at eight Guaranty Bank branches. Printers located in Springfield can be found at: 2144 E. Republic Rd., 1341 W. Battlefield, 2109 N. Glenstone and 4343 S. National. In Ozark, a printer is located at 1701 W. State Highway J. In Joplin, a printer is located at 1429 E. 32nd St. In Carthage, a printer is located at 312 W. Central Ave. In Neosho, a printer is located at 1285 S. Neosho Blvd. New or existing customers can visit any of these banking centers during lobby hours to receive an Instant Issue Debit Card. New or existing customers who visit any of Guaranty Bank's other banking centers may order an Instant Issue Debit Card and request branch pickup or mail service, resulting in card receipt within one or two business days.

Make purchases any time of the day, anywhere you go, without being tied to an account. Simply load the card with a predetermined amount, then use it like you would a debit or ATM card. You can even load your card via direct deposit.

  • Make purchases, pay bills, and withdraw cash virtually anytime, anywhere
  • No account or credit history required1
  • No fee to make a purchase
  • No account maintenance fee with direct deposit2
  • No overdraft fee
  • No fee to check your balance online
  • ATM and other fees may apply3
  • Easy to load:
    • Put all or a portion of your payroll on the card via direct deposit
    • Load other direct deposits to the card
    • Decide how much to keep on your card at all times
  • Receive government payments, tax refunds, and other funds directly4
  • Easily replaced if lost or stolen
  • FDIC insured

Go online or call 1.866.212.9650 to check your balance, view transactions, or for other card issues.5

(1) Successful identity verification required. (2)There is a $3.00 monthly account fee that is waived with a monthly direct deposit. (3)A schedule of fees is included with the card. (4)Provide the organizations sending the payments your account number and the bank ABA routing/transit number, and these funds can be deposited directly to your card. (5) Fees may apply. Refer to your pocket materials for a list of potential fees.